Terms of Use
Effective date: January 1, 2025
Agreement and Eligibility
By accessing or using Orqavia, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. The platform is intended exclusively for adults who possess the legal capacity to enter into binding agreements under the laws of their jurisdiction. Minors are prohibited from using the service.
Educational Purpose Only
Orqavia delivers general educational materials on retirement planning and financial literacy. Nothing on this website constitutes personalized financial, tax, legal, investment, insurance, or medical advice. No particular outcome, return, or result is promised or guaranteed. You remain solely responsible for all decisions made regarding your personal circumstances.
Catalog, Cart, and Demonstration Checkout
Course titles, descriptions, and pricing displayed in the catalog are presented in good faith and may be updated without prior notice. The shopping cart and checkout process function as a local demonstration only. Selecting “Proceed to checkout” creates no payment obligation, order, invoice, or professional relationship with Orqavia or any third party.
Acceptable Use
You agree to use Orqavia lawfully and in accordance with these terms. You must not interfere with the website’s operation, attempt unauthorized access, upload malicious code, or reproduce, distribute, or commercially exploit any course materials without express written permission.
Intellectual Property
The Orqavia name, logo, course content, lesson structure, copy, design system, and all original learning materials are the exclusive property of Orqavia or its licensors. Access to the website grants a limited, non-transferable, non-exclusive personal license for educational use only. No ownership rights are transferred.
Availability, Disclaimers, and Limitation of Liability
The website is provided on an “as available” basis. We strive to maintain accurate and helpful content but make no warranties regarding uninterrupted access, completeness, accuracy for every user situation, or fitness for a particular purpose. To the maximum extent permitted by law, Orqavia shall not be liable for any indirect, incidental, or consequential damages arising from use of the service.
Changes to These Terms
We reserve the right to revise these Terms of Use at any time. Updates will be posted on this page with a revised effective date. Continued use of Orqavia after changes are published constitutes acceptance of the updated terms.
Contact
If you have any questions regarding these terms, please reach us at [email protected] or by phone at +1 (415) 555-0186.